{"id":31013,"date":"2026-10-26T16:47:03","date_gmt":"2026-10-26T15:47:03","guid":{"rendered":"https:\/\/nect.com\/media\/unkategorisiert\/jak-budou-pojistovny-v-roce-2027-drzet-krok-s-neobrokery-diky-depotu-pro-duchodove-sporeni\/"},"modified":"2026-10-27T17:56:59","modified_gmt":"2026-10-27T16:56:59","slug":"jak-budou-pojistovny-v-roce-2027-drzet-krok-s-neobrokery-diky-depotu-pro-duchodove-sporeni","status":"publish","type":"post","link":"https:\/\/nect.com\/cs\/media\/blog\/jak-budou-pojistovny-v-roce-2027-drzet-krok-s-neobrokery-diky-depotu-pro-duchodove-sporeni\/","title":{"rendered":"Jak budou poji\u0161\u0165ovny v roce 2027 dr\u017eet krok s neobrokery d\u00edky depotu pro d\u016fchodov\u00e9 spo\u0159en\u00ed"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"31013\" class=\"elementor elementor-31013 elementor-29670\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08f0a1c e-flex e-con-boxed e-con e-parent\" data-id=\"08f0a1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2c84ae elementor-widget elementor-widget-text-editor\" data-id=\"a2c84ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOd 1.&nbsp;ledna 2027 vznik\u00e1 s d\u016fchodov\u00fdm spo\u0159ic\u00edm depotem (AVD) nov\u00fd trh pro st\u00e1tem podporovan\u00e9 soukrom\u00e9 d\u016fchodov\u00e9 spo\u0159en\u00ed. Pro poji\u0161\u0165ovny, banky a finan\u010dn\u00ed poskytovatele pak nebude rozhodovat jen to, kdo nab\u00edz\u00ed nejatraktivn\u011bj\u0161\u00ed produkt, ale kdo dok\u00e1\u017ee klientky a klienty prov\u00e9st sjedn\u00e1n\u00edm rychle, bezpe\u010dn\u011b a zcela digit\u00e1ln\u011b. Pr\u00e1v\u011b zde se rozhoduje o \u00fasp\u011bchu: identifikace je z\u00e1rove\u0148 povinnost\u00ed, p\u00e1kou pro konverzi i rizikem z hlediska compliance.   \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-828d3ae e-con-full e-flex e-con e-child\" data-id=\"828d3ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40f457c elementor-widget elementor-widget-heading\" data-id=\"40f457c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nejd\u016fle\u017eit\u011bj\u0161\u00ed ve zkratce<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7824a1 elementor-widget elementor-widget-text-editor\" data-id=\"d7824a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S d\u016fchodov\u00fdm spo\u0159ic\u00edm depotem (AVD) vznik\u00e1 od roku 2027 nov\u00fd konkuren\u010dn\u00ed trh, na kter\u00e9m o stejn\u00e9 klientky a klienty soupe\u0159\u00ed poji\u0161\u0165ovny, banky a neobroke\u0159i.<\/li><li>Proces digit\u00e1ln\u00ed identifikace a KYC se st\u00e1v\u00e1 kl\u00ed\u010dov\u00fdm faktorem \u00fasp\u011bchu, proto\u017ee rychl\u00e1 legitimace bez p\u0159eru\u0161en\u00ed m\u00e9di\u00ed v\u00fdrazn\u011b zvy\u0161uje konverzi a z\u00e1rove\u0148 spl\u0148uje regulatorn\u00ed po\u017eadavky.<\/li><li>Poskytovatel\u00e9 by m\u011bli sv\u00e9 procesy KYC a podpisu integrovat v\u010das, aby k zah\u00e1jen\u00ed provozu na trhu mohli nab\u00eddnout \u0161k\u00e1lovatelnou, compliance-konformn\u00ed a u\u017eivatelsky p\u0159\u00edv\u011btivou cestu k uzav\u0159en\u00ed smlouvy.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4dd9e6 elementor-toc--minimized-on-desktop elementor-widget elementor-widget-table-of-contents\" data-id=\"d4dd9e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;container&quot;:&quot;#index-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Es wurden keine \\u00dcberschriften auf dieser Seite gefunden.&quot;,&quot;minimized_on&quot;:&quot;desktop&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tObsah\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d4dd9e6\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d4dd9e6\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d4dd9e6\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bae915d e-con-full e-flex e-con e-child\" data-id=\"bae915d\" data-element_type=\"container\" data-e-type=\"container\" id=\"index-content\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c0d6ff elementor-widget elementor-widget-spacer\" data-id=\"3c0d6ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd8aa3 elementor-widget elementor-widget-heading\" data-id=\"bbd8aa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Co je d\u016fchodov\u00fd spo\u0159ic\u00ed depot<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-902c45d elementor-widget elementor-widget-text-editor\" data-id=\"902c45d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tD\u016fchodov\u00fd spo\u0159ic\u00ed depot je st\u00e1tem podporovan\u00fd cenn\u00fd pap\u00edrov\u00fd depot pro soukrom\u00e9 d\u016fchodov\u00e9 spo\u0159en\u00ed. M\u00e1 zmodernizovat dosavadn\u00ed sv\u011bt produktu Riester, posunout jej digit\u00e1ln\u011b a v\u00edce jej orientovat na kapit\u00e1lov\u00fd trh. Spo\u0159itelky a spo\u0159itel\u00e9 budou moci nov\u011b ve v\u011bt\u0161\u00ed m\u00ed\u0159e investovat do ETF, fond\u016f a dal\u0161\u00edch povolen\u00fdch produkt\u016f kapit\u00e1lov\u00e9ho trhu. Podle produktov\u00e9ho modelu jsou mo\u017en\u00e1 \u0159e\u0161en\u00ed bez garance, s 80% garanc\u00ed nebo se 100% garanc\u00ed.    \n\nPro poskytovatele to znamen\u00e1: Nem\u011bn\u00ed se jen logika produktu, ale p\u0159edev\u0161\u00edm logika uzav\u0159en\u00ed smlouvy \u2013 standardn\u00ed produkt mus\u00ed b\u00fdt mo\u017en\u00e9 sjednat digit\u00e1ln\u011b. Z\u00e1rove\u0148 klientky a klienti o\u010dek\u00e1vaj\u00ed u\u017eivatelsk\u00fd z\u00e1\u017eitek, jak\u00fd je dnes standardem u neobroker\u016f, bankovn\u00edch aplikac\u00ed a modern\u00edch finan\u010dn\u00edch platforem.  \n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-581013c elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"581013c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9d9d0 elementor-widget elementor-widget-heading\" data-id=\"6f9d9d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Poji\u0161\u0165ovny, banky a neobroke\u0159i si navz\u00e1jem p\u0159\u00edmo konkuruj\u00ed \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7611f elementor-widget elementor-widget-text-editor\" data-id=\"3e7611f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>KYC a digit\u00e1ln\u00ed proces uzav\u0159en\u00ed smlouvy se mohou u d\u016fchodov\u00e9ho spo\u0159ic\u00edho depotu rychle st\u00e1t kl\u00ed\u010dov\u00fdm faktorem pro byznys. Identifikace a legitimace pat\u0159\u00ed u\u017e l\u00e9ta k nejv\u011bt\u0161\u00edm p\u0159ek\u00e1\u017ek\u00e1m p\u0159i digitalizaci finan\u010dn\u00edch a spo\u0159ic\u00edch produkt\u016f. S d\u016fchodov\u00fdm spo\u0159ic\u00edm depotem se toto t\u00e9ma dost\u00e1v\u00e1 je\u0161t\u011b v\u00edce do pop\u0159ed\u00ed. Ka\u017ed\u00fd dal\u0161\u00ed krok, ka\u017ed\u00e9 p\u0159eru\u0161en\u00ed m\u00e9di\u00ed a ka\u017ed\u00e1 \u010dekac\u00ed doba zhor\u0161uj\u00ed poskytovatel\u016fm konverzi. Plat\u00ed toti\u017e: kdo se mus\u00ed b\u011bhem onboardingu legitimovat, dodate\u010dn\u011b zas\u00edlat dokumenty nebo \u010dekat na manu\u00e1ln\u00ed kontrolu, proces mnohem \u010dast\u011bji p\u0159eru\u0161\u00ed. Ka\u017ed\u00e1 minuta zpo\u017ed\u011bn\u00ed je minutou, b\u011bhem kter\u00e9 se z\u00e1jemci mohou rozhodnout proti uzav\u0159en\u00ed smlouvy. D\u016fchodov\u00fd spo\u0159ic\u00ed depot nyn\u00ed poprv\u00e9 p\u0159iv\u00e1d\u00ed do p\u0159\u00edm\u00e9 konkurence poskytovatele z r\u016fzn\u00fdch sv\u011bt\u016f. Poji\u0161\u0165ovny u\u017e nekonkuruj\u00ed jen jin\u00fdm poji\u0161\u0165ovn\u00e1m, ale st\u00e1le v\u00edce i neobroker\u016fm, p\u0159\u00edm\u00fdm bank\u00e1m a digit\u00e1ln\u00edm investi\u010dn\u00edm platform\u00e1m. Digit\u00e1ln\u00ed onboardingov\u00e9 procesy, kter\u00e9 byly dosud \u010dasto vn\u00edm\u00e1ny jako provozn\u00ed ot\u00e1zka, se tak n\u00e1hle st\u00e1vaj\u00ed strategick\u00fdm konkuren\u010dn\u00edm faktorem. Vy\u0161\u0161\u00ed m\u00edra konverze znamen\u00e1 p\u0159\u00edmo v\u00edce uzav\u0159en\u00fdch smluv, ni\u017e\u0161\u00ed n\u00e1klady na akvizici a lep\u0161\u00ed \u0161k\u00e1lovatelnost obchodn\u00edho modelu. AVD odstartuje na trhu, kde jsou u\u017eivatel\u00e9 u\u017e zvykl\u00ed na digit\u00e1ln\u00ed finan\u010dn\u00ed aplikace. Neobroke\u0159i a p\u0159\u00edm\u00e9 banky dnes \u010dasto nab\u00edzej\u00ed otev\u0159en\u00ed \u00fa\u010dtu, obchodov\u00e1n\u00ed s cenn\u00fdmi pap\u00edry a identifikaci zcela digit\u00e1ln\u011b a b\u011bhem n\u011bkolika minut. Tato \u00farove\u0148 se st\u00e1v\u00e1 nov\u00fdm standardem.            <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d694c0d elementor-widget elementor-widget-text-editor\" data-id=\"d694c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pro poji\u0161\u0165ovny z toho vznik\u00e1 zvl\u00e1\u0161tn\u00ed tlak. Mus\u00ed spl\u0148ovat regulatorn\u00ed po\u017eadavky, poradensk\u00e9 povinnosti a komplexn\u011bj\u0161\u00ed produktov\u00e9 modely, a z\u00e1rove\u0148 poskytovat u\u017eivatelsk\u00fd z\u00e1\u017eitek srovnateln\u00fd s modern\u00edmi aplikacemi. Dobr\u00e1 sazba nebo siln\u00fd produktov\u00fd slib nesta\u010d\u00ed, pokud proces uzav\u0159en\u00ed smlouvy v rozhoduj\u00edc\u00edm okam\u017eiku v\u00e1zne.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1b4922 elementor-widget elementor-widget-text-editor\" data-id=\"c1b4922\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Z\u00e1rove\u0148 rostou regulatorn\u00ed po\u017eadavky v souvislosti se zaveden\u00edm AMLR a <a href=\"https:\/\/www.digitale-verwaltung.de\/Webs\/DV\/DE\/digitale-identitaeten\/eidas-2-0\/eidas-2-0-node.html\" target=\"_blank\" rel=\"noopener\">eIDAS 2.0<\/a>. Skute\u010dn\u00e1 ot\u00e1zka pro poskytovatele tedy nezn\u00ed jen, jak atraktivn\u00ed je jejich d\u016fchodov\u00fd spo\u0159ic\u00ed depot, ale zda dok\u00e1\u017eou propojit regulatorn\u00ed po\u017eadavky s bezprobl\u00e9mov\u00fdm z\u00e1kaznick\u00fdm z\u00e1\u017eitkem. Pr\u00e1v\u011b proto se technick\u00e9 \u0159e\u0161en\u00ed identifikace, podpisu a proces\u016f KYC st\u00e1v\u00e1 kl\u00ed\u010dov\u00fdm konkuren\u010dn\u00edm faktorem pro banky, poji\u0161\u0165ovny a neobrokery na trhu AVD. M\u016f\u017ee rozhodnout o tom, zda se tr\u017en\u00ed pod\u00edly v budoucnu p\u0159esunou ve prosp\u011bch digit\u00e1ln\u00edch pr\u016fkopn\u00edk\u016f, kte\u0159\u00ed umo\u017e\u0148uj\u00ed zcela digit\u00e1ln\u00ed a t\u00e9m\u011b\u0159 bezprobl\u00e9mov\u00e9 uzav\u0159en\u00ed smlouvy.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31caec6 elementor-widget elementor-widget-heading\" data-id=\"31caec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pohled na technickou integraci <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ee8d5 elementor-widget elementor-widget-text-editor\" data-id=\"b6ee8d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>P\u0159i digit\u00e1ln\u00edm uzav\u00edr\u00e1n\u00ed d\u016fchodov\u00e9ho spo\u0159ic\u00edho depotu do sebe zapad\u00e1 n\u011bkolik f\u00e1z\u00ed. Na za\u010d\u00e1tku stoj\u00ed transparentnost a osv\u011bta prost\u0159ednictv\u00edm produktov\u00fdch informac\u00ed a logiky podpory. N\u00e1sleduje z\u00e1konem vy\u017eadovan\u00e9 poradenstv\u00ed a test vhodnosti. Jakmile je tato p\u0159ek\u00e1\u017eka zdol\u00e1na, n\u00e1sleduje identifikace nov\u00e9ho klienta a digit\u00e1ln\u00ed podpis. Z\u00e1v\u011br tvo\u0159\u00ed zalo\u017een\u00ed depotu a navazuj\u00edc\u00ed komunikace se z\u00e1kazn\u00edkem. Zat\u00edmco v\u011bt\u0161inu etap lze dob\u0159e \u0159\u00eddit, identifikace p\u0159edstavuje nejv\u011bt\u0161\u00ed p\u0159ek\u00e1\u017eku pro konverzi i compliance.     <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d918b86 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"d918b86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c3797 elementor-widget elementor-widget-image\" data-id=\"26c3797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-1024x683.jpg\" class=\"attachment-large size-large wp-image-31015\" alt=\"Detailn\u00ed z\u00e1b\u011br na jednac\u00ed st\u016fl s v\u00edce osobami k t\u00e9matu \u0159e\u0161en\u00ed d\u016fchodov\u00e9ho spo\u0159ic\u00edho depotu pro banky a poji\u0161\u0165ovny\" srcset=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-1024x683.jpg 1024w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-300x200.jpg 300w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-768x512.jpg 768w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f862e6d elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"f862e6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab4913 elementor-widget elementor-widget-heading\" data-id=\"2ab4913\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pro koho je \u0159e\u0161en\u00ed relevantn\u00ed?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-572def2 elementor-widget elementor-widget-text-editor\" data-id=\"572def2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li> <strong>Poji\u0161\u0165ovny<\/strong>, kter\u00e9 cht\u011bj\u00ed od roku 2027 digit\u00e1ln\u011b distribuovat podporovan\u00e9 produkty d\u016fchodov\u00e9ho spo\u0159en\u00ed.<\/li><li><strong>Banky a spo\u0159itelny<\/strong>, kter\u00e9 integruj\u00ed produkty AVD do st\u00e1vaj\u00edc\u00edch digit\u00e1ln\u00edch cest pro \u00fa\u010dty nebo depoty.<\/li><li><strong>Depozitn\u00ed banky a online broke\u0159i<\/strong>, kte\u0159\u00ed mus\u00ed spojit vysok\u00e9 objemy uzav\u0159en\u00fdch smluv s regulatorn\u011b odolnou infrastrukturou KYC.<\/li><li><strong>Fondov\u00e9 spole\u010dnosti<\/strong>, kter\u00e9 poprv\u00e9 buduj\u00ed p\u0159\u00edm\u011bj\u0161\u00ed procesy pro koncov\u00e9 z\u00e1kazn\u00edky v oblasti podporovan\u00e9ho d\u016fchodov\u00e9ho spo\u0159en\u00ed.<\/li><li><strong>Poskytovatel\u00e9 platforem<\/strong>, kte\u0159\u00ed vyv\u00edjej\u00ed nab\u00eddky AVD-as-a-Service pro finan\u010dn\u00ed poskytovatele.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d47886 elementor-widget elementor-widget-heading\" data-id=\"4d47886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Jak Nect \u0159e\u0161\u00ed KYC \u010d\u00e1st d\u016fchodov\u00e9ho spo\u0159ic\u00edho depotu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce5cebb elementor-widget elementor-widget-text-editor\" data-id=\"ce5cebb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nect poskytuje <a href=\"https:\/\/nect.com\/cs\/produkty\/nect-ident\/\" target=\"_blank\" rel=\"noopener\">infrastrukturu pro digit\u00e1ln\u00ed identifikaci a podpis<\/a>, kterou poskytovatel\u00e9 pot\u0159ebuj\u00ed pro uzav\u0159en\u00ed smlouvy v r\u00e1mci AVD. \u0158e\u0161en\u00ed lze integrovat do st\u00e1vaj\u00edc\u00edch cest uzav\u00edr\u00e1n\u00ed smluv nebo jej kombinovat s partnery jako sou\u010d\u00e1st rozs\u00e1hlej\u0161\u00edho nastaven\u00ed AVD. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a04ed elementor-widget elementor-widget-html\" data-id=\"b7a04ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"overflow-x:auto\">\n  <table>\n    <thead>\n      <tr>\n        <th>Modul Nect<\/th>\n        <th>P\u0159\u00ednos pro p\u0159\u00edpad pou\u017eit\u00ed AVD<\/th> \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n     \n      <\/tr>\n      <tr>\n        <td>eID \/ NFC<\/td>\n        <td>Digit\u00e1ln\u00ed identifikace pomoc\u00ed online ob\u010dansk\u00e9ho pr\u016fkazu pro obzvl\u00e1\u0161\u0165 vysokou \u00farove\u0148 d\u016fv\u011bry a procesy eID p\u0159ipraven\u00e9 na budoucnost.<\/td> \n      <\/tr>\n      <tr>\n        <td>Auto Video-Ident<\/td>\n        <td>Dopl\u0148kov\u00fd postup pro skupiny u\u017eivatel\u016f nebo situace, kde d\u00e1v\u00e1 smysl asistovan\u00fd proces identifikace.<\/td>\n      <\/tr>\n      <tr>\n        <td>Kvalifikovan\u00fd elektronick\u00fd podpis<\/td>\n        <td>Pr\u00e1vn\u011b z\u00e1vazn\u00fd digit\u00e1ln\u00ed podpis p\u0159\u00edmo v procesu uzav\u0159en\u00ed smlouvy bez pap\u00edru, po\u0161tovn\u00edho doru\u010dov\u00e1n\u00ed nebo p\u0159eru\u0161en\u00ed m\u00e9di\u00ed.<\/td> \n      <\/tr>\n      <tr>\n        <td>Kontroly proti PEP a sank\u010dn\u00edm seznam\u016fm<\/td>\n        <td>Kontroly bl\u00edzk\u00e9 oblasti compliance lze za\u0159adit do digit\u00e1ln\u00ed cesty KYC.<\/td>\n      <\/tr>\n      <tr>\n        <td>Auditovateln\u00e1 dokumentace<\/td>\n        <td>Dohledateln\u00e1 dokumentace proces\u016f a kontrol pro compliance, intern\u00ed audit a regulatorn\u00ed doklady.<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3be42d5 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"3be42d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-795000f elementor-widget elementor-widget-heading\" data-id=\"795000f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proto by poskytovatel\u00e9 m\u011bli jednat u\u017e nyn\u00ed <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8caef2 elementor-widget elementor-widget-text-editor\" data-id=\"e8caef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tZah\u00e1jen\u00ed provozu na trhu k 1.&nbsp;lednu 2027 vytv\u00e1\u0159\u00ed \u010dasov\u00fd tlak. Produkt, IT, regulatorn\u00ed procesy, poradenstv\u00ed, KYC, podpis a provoz mus\u00ed zapadat do sebe v\u010das. Zejm\u00e9na rozhodnut\u00ed o KYC by m\u011blo padnout brzy, proto\u017ee zasahuje hluboko do veden\u00ed u\u017eivatele, compliance, datov\u00fdch tok\u016f i technick\u00e9 architektury.   \n\nKdo integruje proces identifikace a\u017e pozd\u011b, riskuje p\u0159eru\u0161en\u00ed m\u00e9di\u00ed, slabou konverzi a n\u00e1ro\u010dn\u00e9 dodate\u010dn\u00e9 \u00fapravy. Kdo p\u0159em\u00fd\u0161l\u00ed o KYC v\u010das jako o kl\u00ed\u010dov\u00e9m stavebn\u00edm kameni infrastruktury, m\u016f\u017ee celou cestu uzav\u00edr\u00e1n\u00ed smlouvy ud\u011blat stabiln\u011bj\u0161\u00ed, rychlej\u0161\u00ed a l\u00e9pe \u0161k\u00e1lovatelnou.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23f719c elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"23f719c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a84946 elementor-widget elementor-widget-heading\" data-id=\"0a84946\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u010cast\u00e9 dotazy k d\u016fchodov\u00e9mu spo\u0159ic\u00edmu depotu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a836eae elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"a836eae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-571bfd4 elementor-widget elementor-widget-n-accordion\" data-id=\"571bfd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9130\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Pro\u010d je proces KYC u d\u016fchodov\u00e9ho spo\u0159ic\u00edho depotu tak d\u016fle\u017eit\u00fd?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9130\" class=\"elementor-element elementor-element-00202f6 e-con-full e-flex e-con e-child\" data-id=\"00202f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-416ff92 elementor-widget elementor-widget-text-editor\" data-id=\"416ff92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKYC je jedn\u00edm z kl\u00ed\u010dov\u00fdch krok\u016f v digit\u00e1ln\u00edm uzav\u00edr\u00e1n\u00ed smlouvy. Pokud identifikace trv\u00e1 p\u0159\u00edli\u0161 dlouho, neodpov\u00edd\u00e1 dokladu u\u017eivatele nebo vytv\u00e1\u0159\u00ed p\u0159eru\u0161en\u00ed m\u00e9di\u00ed, konverze kles\u00e1. Z\u00e1rove\u0148 mus\u00ed regulovan\u00ed poskytovatel\u00e9 spolehliv\u011b zajistit ov\u011b\u0159en\u00ed identity, dokumentaci a kontrolu rizik.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9131\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9131\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Jak\u00e9 metody identifikace nab\u00edz\u00ed Nect pro tento p\u0159\u00edpad pou\u017eit\u00ed? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9131\" class=\"elementor-element elementor-element-01711e6 e-con-full e-flex e-con e-child\" data-id=\"01711e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78f737f elementor-widget elementor-widget-text-editor\" data-id=\"78f737f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNect podporuje automatizovan\u00fd Video-Ident, Nect ePass, Nect eID, Nect Wallet Re-Ident a p\u0159ipravuje napojen\u00ed na pen\u011b\u017eenku EUDI. Poskytovatel\u00e9 tak mohou pokr\u00fdt r\u016fzn\u00e9 skupiny u\u017eivatel\u016f prost\u0159ednictv\u00edm jedn\u00e9 centr\u00e1ln\u00ed identitn\u00ed platformy. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9132\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9132\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u010c\u00edm se li\u0161\u00ed automatizovan\u00fd Video-Ident od klasick\u00e9ho VideoIdentu? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9132\" class=\"elementor-element elementor-element-4a8eb89 e-con-full e-flex e-con e-child\" data-id=\"4a8eb89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41d8105 elementor-widget elementor-widget-text-editor\" data-id=\"41d8105\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tU automatizovan\u00e9ho Video-Identu prob\u00edh\u00e1 identifikace bez \u017eiv\u011b p\u0159ipojen\u00e9ho agenta call centra. U\u017eivatel\u00e9 a u\u017eivatelky jsou digit\u00e1ln\u011b provedeni cel\u00fdm procesem. Nect p\u0159itom vyu\u017e\u00edv\u00e1 videoz\u00e1znam dokladu toto\u017enosti a selfie video \u2014 nejde tedy o \u010dist\u011b fotkami zalo\u017een\u00fd Foto-Ident.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9133\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9133\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> M\u016f\u017ee b\u00fdt Nect sou\u010d\u00e1st\u00ed rozs\u00e1hlej\u0161\u00edho \u0159e\u0161en\u00ed AVD-as-a-Service?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9133\" class=\"elementor-element elementor-element-e991108 e-flex e-con-boxed e-con e-child\" data-id=\"e991108\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e8a4f elementor-widget elementor-widget-text-editor\" data-id=\"a8e8a4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNect se zam\u011b\u0159uje na j\u00e1dro KYC a identity. Dopl\u0148kov\u00ed partne\u0159i mohou pokr\u00fdt dal\u0161\u00ed sou\u010d\u00e1sti digit\u00e1ln\u00ed cesty uzav\u0159en\u00ed smlouvy, nap\u0159\u00edklad poradenstv\u00ed, test vhodnosti, logiku \u017e\u00e1dosti, procesy podpisu nebo integrace do platformn\u00edch a st\u00e1vaj\u00edc\u00edch syst\u00e9m\u016f.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9134\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9134\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Je Nect p\u0159ipraven na pen\u011b\u017eenku EUDI?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9134\" class=\"elementor-element elementor-element-6d830ca e-flex e-con-boxed e-con e-child\" data-id=\"6d830ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a930d6 elementor-widget elementor-widget-text-editor\" data-id=\"9a930d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNect p\u0159ipravuje zapojen\u00ed pen\u011b\u017eenky EUDI jako dal\u0161\u00edho zp\u016fsobu identifikace. Poskytovatel\u00e9 tak mohou sv\u00e9 sou\u010dasn\u00e9 cesty KYC napl\u00e1novat tak, aby v budoucnu spolupracovaly s evropsk\u00fdmi digit\u00e1ln\u00edmi identitn\u00edmi pen\u011b\u017eenkami. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Pro\\u010d je proces KYC u d\\u016fchodov\\u00e9ho spo\\u0159ic\\u00edho depotu tak d\\u016fle\\u017eit\\u00fd?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"KYC je jedn\\u00edm z kl\\u00ed\\u010dov\\u00fdch krok\\u016f v digit\\u00e1ln\\u00edm uzav\\u00edr\\u00e1n\\u00ed smlouvy. Pokud identifikace trv\\u00e1 p\\u0159\\u00edli\\u0161 dlouho, neodpov\\u00edd\\u00e1 dokladu u\\u017eivatele nebo vytv\\u00e1\\u0159\\u00ed p\\u0159eru\\u0161en\\u00ed m\\u00e9di\\u00ed, konverze kles\\u00e1. Z\\u00e1rove\\u0148 mus\\u00ed regulovan\\u00ed poskytovatel\\u00e9 spolehliv\\u011b zajistit ov\\u011b\\u0159en\\u00ed identity, dokumentaci a kontrolu rizik.\"}},{\"@type\":\"Question\",\"name\":\"Jak\\u00e9 metody identifikace nab\\u00edz\\u00ed Nect pro tento p\\u0159\\u00edpad pou\\u017eit\\u00ed?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nect podporuje automatizovan\\u00fd Video-Ident, Nect ePass, Nect eID, Nect Wallet Re-Ident a p\\u0159ipravuje napojen\\u00ed na pen\\u011b\\u017eenku EUDI. Poskytovatel\\u00e9 tak mohou pokr\\u00fdt r\\u016fzn\\u00e9 skupiny u\\u017eivatel\\u016f prost\\u0159ednictv\\u00edm jedn\\u00e9 centr\\u00e1ln\\u00ed identitn\\u00ed platformy.\"}},{\"@type\":\"Question\",\"name\":\"\\u010c\\u00edm se li\\u0161\\u00ed automatizovan\\u00fd Video-Ident od klasick\\u00e9ho VideoIdentu?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"U automatizovan\\u00e9ho Video-Identu prob\\u00edh\\u00e1 identifikace bez \\u017eiv\\u011b p\\u0159ipojen\\u00e9ho agenta call centra. U\\u017eivatel\\u00e9 a u\\u017eivatelky jsou digit\\u00e1ln\\u011b provedeni cel\\u00fdm procesem. 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Dopl\\u0148kov\\u00ed partne\\u0159i mohou pokr\\u00fdt dal\\u0161\\u00ed sou\\u010d\\u00e1sti digit\\u00e1ln\\u00ed cesty uzav\\u0159en\\u00ed smlouvy, nap\\u0159\\u00edklad poradenstv\\u00ed, test vhodnosti, logiku \\u017e\\u00e1dosti, procesy podpisu nebo integrace do platformn\\u00edch a st\\u00e1vaj\\u00edc\\u00edch syst\\u00e9m\\u016f.\"}},{\"@type\":\"Question\",\"name\":\"Je Nect p\\u0159ipraven na pen\\u011b\\u017eenku EUDI?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nect p\\u0159ipravuje zapojen\\u00ed pen\\u011b\\u017eenky EUDI jako dal\\u0161\\u00edho zp\\u016fsobu identifikace. Poskytovatel\\u00e9 tak mohou sv\\u00e9 sou\\u010dasn\\u00e9 cesty KYC napl\\u00e1novat tak, aby v budoucnu spolupracovaly s evropsk\\u00fdmi digit\\u00e1ln\\u00edmi identitn\\u00edmi pen\\u011b\\u017eenkami.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Od 1.&nbsp;1.&nbsp;2027 vznik\u00e1 s d\u016fchodov\u00fdm spo\u0159ic\u00edm depotem nov\u00fd trh pro st\u00e1tem podporovan\u00e9 soukrom\u00e9 d\u016fchodov\u00e9 spo\u0159en\u00ed. Pro poji\u0161\u0165ovny, banky a finan\u010dn\u00ed poskytovatele bude kl\u00ed\u010dov\u00e9 prov\u00e9st klientky a klienty rychle, bezpe\u010dn\u011b a zcela digit\u00e1ln\u011b cel\u00fdm procesem sjedn\u00e1n\u00ed.  <\/p>\n","protected":false},"author":3,"featured_media":31014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[737],"tags":[778,792],"class_list":["post-31013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-identity-wallet","tag-industry-use-cases"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>D\u016fchodov\u00fd spo\u0159ic\u00ed depot 2027: Jak poji\u0161\u0165ovny udr\u017e\u00ed krok<\/title>\n<meta name=\"description\" content=\"Pro poji\u0161\u0165ovny a neobrokery se d\u016fchodov\u00fd spo\u0159ic\u00ed depot st\u00e1v\u00e1 konkuren\u010dn\u00edm testem. 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