{"id":31065,"date":"2026-10-27T10:56:28","date_gmt":"2026-10-27T09:56:28","guid":{"rendered":"https:\/\/nect.com\/media\/non-classe\/identification-numerique-dans-le-cadre-de-lamlr\/"},"modified":"2026-10-27T18:02:30","modified_gmt":"2026-10-27T17:02:30","slug":"identification-numerique-dans-le-cadre-de-lamlr","status":"publish","type":"post","link":"https:\/\/nect.com\/fr\/media\/blog\/identification-numerique-dans-le-cadre-de-lamlr\/","title":{"rendered":"Identification num\u00e9rique dans le cadre de l&rsquo;AMLR"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"31065\" class=\"elementor elementor-31065 elementor-29773\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18b3d63 e-flex e-con-boxed e-con e-parent\" data-id=\"18b3d63\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36607dd e-con-full e-flex e-con e-child\" data-id=\"36607dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1763da elementor-widget elementor-widget-heading\" data-id=\"a1763da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">L\u2019essentiel en bref<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bea6c4 elementor-widget elementor-widget-text-editor\" data-id=\"7bea6c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u00c0 partir de juillet 2027, l&rsquo;AMLR \u00e9tablira un cadre r\u00e9glementaire uniforme pour la pr\u00e9vention du blanchiment d&rsquo;argent dans tous les \u00c9tats membres de l&rsquo;UE, rempla\u00e7ant de nombreuses r\u00e9glementations nationales sp\u00e9cifiques.<\/li><li>Les identit\u00e9s num\u00e9riques deviennent centrales pour l&rsquo;identification, en particulier les eID nationales, le portefeuille EUDI et les services de confiance qualifi\u00e9s (QTS).<\/li><li>Les entreprises b\u00e9n\u00e9ficient de processus standardis\u00e9s, de co\u00fbts r\u00e9duits et d&rsquo;une meilleure \u00e9volutivit\u00e9, tandis que les consommateurs profitent de proc\u00e9dures d&rsquo;identification plus rapides et plus simples.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0256cfd elementor-toc--minimized-on-desktop elementor-widget elementor-widget-table-of-contents\" data-id=\"0256cfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;container&quot;:&quot;#index-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Es wurden keine \\u00dcberschriften auf dieser Seite gefunden.&quot;,&quot;minimized_on&quot;:&quot;desktop&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable des mati\u00e8res\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0256cfd\" aria-expanded=\"true\" aria-label=\"Ouvrir la table des mati\u00e8res\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__0256cfd\" aria-expanded=\"true\" aria-label=\"Fermer la table des mati\u00e8res\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__0256cfd\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4facdae e-con-full e-flex e-con e-child\" data-id=\"4facdae\" data-element_type=\"container\" data-e-type=\"container\" id=\"index-content\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b49df62 elementor-widget elementor-widget-spacer\" data-id=\"b49df62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-857e17a elementor-widget elementor-widget-heading\" data-id=\"857e17a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Du GwG \u00e0 l'AMLR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97cd881 elementor-widget elementor-widget-text-editor\" data-id=\"97cd881\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u00c0 partir de juillet 2027, la pr\u00e9vention du blanchiment d&rsquo;argent en Europe subira un changement fondamental, et avec elle, la v\u00e9rification d&rsquo;identit\u00e9 num\u00e9rique. Avec le nouveau r\u00e8glement anti-blanchiment (AMLR), l&rsquo;UE abandonne un syst\u00e8me jusqu&rsquo;alors caract\u00e9ris\u00e9 par des sp\u00e9cificit\u00e9s nationales. Au lieu de cela, un cadre r\u00e9glementaire uniforme sera cr\u00e9\u00e9 pour la premi\u00e8re fois pour les 27 \u00c9tats membres. Pour les banques, les compagnies d&rsquo;assurance, les FinTechs et les fournisseurs d&rsquo;identit\u00e9, cela signifie rien de moins qu&rsquo;un changement de paradigme. De nombreuses proc\u00e9dures qui reposent encore aujourd&rsquo;hui sur des r\u00e9glementations nationales sp\u00e9cifiques seront \u00e0 l&rsquo;avenir remplac\u00e9es par des normes d&rsquo;identit\u00e9 num\u00e9rique uniformes \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne.    \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14806b3 elementor-widget elementor-widget-heading\" data-id=\"14806b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">D'un patchwork \u00e0 un cadre r\u00e9glementaire europ\u00e9en \n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dd23c6 elementor-widget elementor-widget-text-editor\" data-id=\"3dd23c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jusqu&rsquo;\u00e0 pr\u00e9sent, la lutte europ\u00e9enne contre le blanchiment d&rsquo;argent reposait sur des directives. Celles-ci fixent des objectifs, mais doivent \u00eatre transpos\u00e9es en droit national par chaque \u00c9tat membre. La cons\u00e9quence : 27 interpr\u00e9tations et mises en \u0153uvre diff\u00e9rentes. Ce qui est consid\u00e9r\u00e9 comme une identification conforme en Allemagne peut diff\u00e9rer consid\u00e9rablement des exigences en France, en Espagne ou en Italie. Pour les banques et les prestataires de services financiers op\u00e9rant \u00e0 l&rsquo;international, cela signifiait jusqu&rsquo;\u00e0 pr\u00e9sent des co\u00fbts \u00e9lev\u00e9s, des processus complexes et des parcours d&rsquo;int\u00e9gration distincts pour chaque march\u00e9. Avec l&rsquo;AMLR, ce mod\u00e8le prend fin. En tant que r\u00e8glement, il est directement applicable dans tous les \u00c9tats membres de l&rsquo;UE et ne n\u00e9cessite plus de transposition nationale. Les marges de man\u0153uvre pour des interpr\u00e9tations diff\u00e9rentes sont ainsi consid\u00e9rablement r\u00e9duites.       <\/p><p>L&rsquo;<a href=\"https:\/\/eur-lex.europa.eu\/DE\/legal-content\/summary\/preventing-abuse-of-the-financial-system-for-money-laundering-and-terrorism-purposes-from-2027.html\" target=\"_blank\" rel=\"noopener\">AMLR d\u00e9finit<\/a> pour la premi\u00e8re fois clairement les proc\u00e9dures num\u00e9riques qui seront autoris\u00e9es \u00e0 l&rsquo;avenir pour l&rsquo;identification dans le contexte de la pr\u00e9vention du blanchiment d&rsquo;argent.<\/p><p>Trois m\u00e9thodes reconnues \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne sont au centre de l&rsquo;attention :<\/p><ul><li><strong>Identit\u00e9s \u00e9lectroniques nationales (eID) :<\/strong> Identit\u00e9s num\u00e9riques \u00e9mises par l&rsquo;\u00c9tat avec un niveau de confiance \u00ab substantiel \u00bb ou \u00ab \u00e9lev\u00e9 \u00bb.<\/li><li><strong>Le portefeuille d&rsquo;identit\u00e9 num\u00e9rique europ\u00e9en (EUDI-Wallet) :<\/strong> D&rsquo;ici fin 2026, chaque \u00c9tat membre devra fournir un <a href=\"https:\/\/nect.com\/fr\/produits\/eudi-wallet\/\" target=\"_blank\" rel=\"noopener\">portefeuille EUDI<\/a>. Les citoyens pourront ainsi utiliser des preuves d&rsquo;identit\u00e9 num\u00e9riques dans toute l&rsquo;Europe. <\/li><li><strong>Services de confiance qualifi\u00e9s (QTS) :<\/strong> Cela inclut notamment les signatures \u00e9lectroniques qualifi\u00e9es (QES) et les attestations \u00e9lectroniques qualifi\u00e9es d&rsquo;attributs (QEAA), fournies par des prestataires de services de confiance qualifi\u00e9s.<\/li><\/ul><p>Les proc\u00e9dures bas\u00e9es sur des documents restent possibles, \u00e0 condition qu&rsquo;elles soient conformes aux exigences de la <a href=\"https:\/\/www.etsi.org\/deliver\/etsi_ts\/119400_119499\/119461\/02.01.01_60\/ts_119461v020101p.pdf\" target=\"_blank\" rel=\"noopener\">norme ETSI 119 461<\/a>. Cependant, l&rsquo;orientation r\u00e9glementaire est claire : l&rsquo;UE mise sur des identit\u00e9s num\u00e9riques, interop\u00e9rables et conformes \u00e0 eIDAS. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c197db8 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"c197db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8022c elementor-widget elementor-widget-image\" data-id=\"3b8022c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/digitale-identifizierung-amlr-1024x614.jpg\" class=\"attachment-large size-large wp-image-31067\" alt=\"identification num\u00e9rique d&apos;une femme \u00e0 des fins de GwG et AMLR\" srcset=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/digitale-identifizierung-amlr-1024x614.jpg 1024w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/digitale-identifizierung-amlr-300x180.jpg 300w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/digitale-identifizierung-amlr-768x461.jpg 768w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/digitale-identifizierung-amlr.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e3c7b0 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"2e3c7b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-804a841 elementor-widget elementor-widget-heading\" data-id=\"804a841\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pourquoi l'AMLR est particuli\u00e8rement pertinente pour l'Allemagne<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374d997 elementor-widget elementor-widget-text-editor\" data-id=\"374d997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Presque aucun pays europ\u00e9en n&rsquo;a r\u00e9glement\u00e9 l&rsquo;identification num\u00e9rique \u00e0 des fins de lutte contre le blanchiment d&rsquo;argent aussi strictement que l&rsquo;Allemagne. La loi allemande sur le blanchiment d&rsquo;argent (GwG) n&rsquo;autorisait jusqu&rsquo;\u00e0 pr\u00e9sent essentiellement que quatre m\u00e9thodes d&rsquo;identification \u00e0 distance : <\/p><ul><li>Identification personnelle, par exemple en agence ou via PostIdent<\/li><li>Identification vid\u00e9o par appel vid\u00e9o en direct avec des employ\u00e9s form\u00e9s<\/li><li>Utilisation de la fonction d&rsquo;identification en ligne (eID)<\/li><li>Signature \u00e9lectronique qualifi\u00e9e en combinaison avec un virement de r\u00e9f\u00e9rence<\/li><\/ul><p>Les exigences relatives \u00e0 l&rsquo;identification vid\u00e9o, en particulier, ont marqu\u00e9 le march\u00e9 pendant des ann\u00e9es. Selon les directives de la BaFin, la v\u00e9rification d&rsquo;identit\u00e9 devait \u00eatre effectu\u00e9e en temps r\u00e9el par des employ\u00e9s sp\u00e9cialement form\u00e9s. Les proc\u00e9dures enti\u00e8rement automatis\u00e9es ou les v\u00e9rifications d&rsquo;identit\u00e9 assist\u00e9es par l&rsquo;IA n&rsquo;\u00e9taient pas reconnues comme une alternative \u00e9quivalente pour les cas d&rsquo;application r\u00e9glement\u00e9s par le GwG. Il en r\u00e9sultait un paradoxe : alors que les technologies modernes \u00e9taient d\u00e9j\u00e0 autoris\u00e9es pour les identifications r\u00e9glement\u00e9es dans d&rsquo;autres pays europ\u00e9ens, le march\u00e9 allemand restait largement d\u00e9pendant des proc\u00e9dures manuelles d&rsquo;identification vid\u00e9o. Les cons\u00e9quences qui en d\u00e9coulaient \u00e9taient \u00e9videntes : des co\u00fbts de processus nettement plus \u00e9lev\u00e9s, une \u00e9volutivit\u00e9 limit\u00e9e, des d\u00e9lais de cl\u00f4ture plus longs, une exp\u00e9rience utilisateur souvent plus faible.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f27283c elementor-widget elementor-widget-heading\" data-id=\"f27283c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ce qui change avec l'AMLR<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d99267 elementor-widget elementor-widget-text-editor\" data-id=\"0d99267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAvec l&rsquo;entr\u00e9e en vigueur de l&rsquo;AMLR, les r\u00e9glementations nationales sp\u00e9cifiques pour les proc\u00e9dures d&rsquo;identification en mati\u00e8re de blanchiment d&rsquo;argent seront largement remplac\u00e9es par des exigences europ\u00e9ennes. Pour les banques, les compagnies d&rsquo;assurance et les autres entreprises r\u00e9glement\u00e9es, cela signifie avant tout une chose : l&rsquo;identification des clients sera plus uniforme, plus pr\u00e9visible et plus facilement \u00e9volutive \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne. Au lieu de devoir s&rsquo;adapter \u00e0 diff\u00e9rentes exigences nationales, les entreprises pourront \u00e0 l&rsquo;avenir s&rsquo;appuyer beaucoup plus fortement sur des processus standardis\u00e9s. Parall\u00e8lement, les solutions d&rsquo;identit\u00e9 num\u00e9rique sont au c\u0153ur des exigences r\u00e9glementaires. Les services de confiance qualifi\u00e9s compteront \u00e0 l&rsquo;avenir parmi les m\u00e9thodes d&rsquo;identification express\u00e9ment reconnues. Cela offre aux entreprises des possibilit\u00e9s suppl\u00e9mentaires de satisfaire aux exigences r\u00e9glementaires sans d\u00e9pendre de proc\u00e9dures co\u00fbteuses et gourmandes en personnel.      \n\nLe r\u00f4le jusqu&rsquo;\u00e0 pr\u00e9sent dominant des r\u00e9glementations nationales sp\u00e9cifiques, telles que les exigences allemandes pour les proc\u00e9dures d&rsquo;identification vid\u00e9o, sera \u00e9galement r\u00e9duit. Elles seront remplac\u00e9es par des normes harmonis\u00e9es \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne, qui faciliteront les mod\u00e8les commerciaux transfrontaliers et r\u00e9duiront l&rsquo;incertitude juridique dans les processus d&rsquo;int\u00e9gration internationaux. Pour les consommateurs, cela pourrait conduire \u00e0 des processus d&rsquo;identification plus rapides et plus coh\u00e9rents. Pour les entreprises, l&rsquo;harmonisation offre la possibilit\u00e9 de r\u00e9duire les co\u00fbts, de simplifier les processus et de concevoir des exp\u00e9riences client num\u00e9riques uniformes dans toute l&rsquo;Europe.   \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8303190 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"8303190\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f1109 elementor-widget elementor-widget-heading\" data-id=\"b5f1109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d02ffdc elementor-widget elementor-widget-text-editor\" data-id=\"d02ffdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;AMLR est bien plus qu&rsquo;une simple adaptation r\u00e9glementaire. Elle marque la transition des mod\u00e8les d&rsquo;identit\u00e9 nationaux vers un \u00e9cosyst\u00e8me d&rsquo;identit\u00e9 num\u00e9rique europ\u00e9en. Pour les entreprises, cela signifie moins de fragmentation r\u00e9glementaire et plus d&rsquo;\u00e9volutivit\u00e9. Pour les consommateurs, cela ouvre la perspective de processus d&rsquo;identification plus simples, plus rapides et plus coh\u00e9rents au sein de l&rsquo;ensemble de l&rsquo;Union europ\u00e9enne.   <\/p><p>Pour l&rsquo;Allemagne en particulier, l&rsquo;AMLR pourrait initier un changement attendu depuis longtemps. Loin des processus d&rsquo;identification vid\u00e9o manuels et co\u00fbteux, vers des solutions d&rsquo;identit\u00e9 num\u00e9rique modernes, automatis\u00e9es et reconnues \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Gr\u00e2ce \u00e0 l&rsquo;AMLR, un cadre r\u00e9glementaire uniforme \u00e0 l&rsquo;\u00e9chelle de l&rsquo;UE pour la pr\u00e9vention du blanchiment d&rsquo;argent, les identit\u00e9s num\u00e9riques seront au centre de l&rsquo;identification \u00e0 partir de juillet 2027. <\/p>\n","protected":false},"author":3,"featured_media":31066,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[762],"tags":[763,764,765],"class_list":["post-31065","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-conformite","tag-identite-et-wallet","tag-reglementaire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Identification num\u00e9rique dans le cadre de l&#039;AMLR - Nect<\/title>\n<meta name=\"description\" content=\"AMLR \u00e0 partir de juillet 2027 : un cadre r\u00e9glementaire uniforme pour la pr\u00e9vention du blanchiment d&#039;argent. 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