{"id":30867,"date":"2026-03-01T15:28:10","date_gmt":"2026-03-01T14:28:10","guid":{"rendered":"https:\/\/nect.com\/media\/unkategorisiert\/sluzbenik-za-sprjecavanje-pranja-novca-mlro-vazne-napomene-za-obveznike-gwg-a\/"},"modified":"2026-10-27T17:42:11","modified_gmt":"2026-10-27T16:42:11","slug":"sluzbenik-za-sprjecavanje-pranja-novca-mlro-vazne-napomene-za-obveznike-gwg-a","status":"publish","type":"post","link":"https:\/\/nect.com\/hr\/media\/blog\/sluzbenik-za-sprjecavanje-pranja-novca-mlro-vazne-napomene-za-obveznike-gwg-a\/","title":{"rendered":"Slu\u017ebenik za sprje\u010davanje pranja novca (MLRO): Va\u017ene napomene za obveznike GwG-a"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"30867\" class=\"elementor elementor-30867 elementor-30275\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb3192f e-flex e-con-boxed e-con e-parent\" data-id=\"cb3192f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da6909c elementor-widget elementor-widget-text-editor\" data-id=\"da6909c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Slu\u017ebenik za sprje\u010davanje pranja novca (MLRO \u2013 Money Laundering Reporting Officer) igra sredi\u0161nju ulogu u strukturi uskla\u0111enosti poduze\u0107a kako bi se osiguralo po\u0161tivanje propisa o sprje\u010davanju pranja novca. Potreba za imenovanjem slu\u017ebenika za sprje\u010davanje pranja novca proizlazi iz <a href=\"https:\/\/nect.com\/hr\/media\/blog\/zakon-o-pranju-novca-sto-tvrtke-moraju-znati\/\" target=\"_blank\" rel=\"noopener\">Zakona o sprje\u010davanju pranja novca (GwG)<\/a>, koji odre\u0111uje pod kojim su okolnostima poduze\u0107a obvezna popuniti ovu poziciju. <\/p><p>Ovaj \u010dlanak ima za cilj rasvijetliti slo\u017eenu materiju razja\u0161njavanjem va\u017enih pitanja vezanih uz obveze, zadatke i poziciju slu\u017ebenika za sprje\u010davanje pranja novca, te nudi prakti\u010dne savjete i uvide u iskustva iz prakse.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-253977c e-con-full e-flex e-con e-child\" data-id=\"253977c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-606588f elementor-widget elementor-widget-heading\" data-id=\"606588f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Najva\u017enije ukratko<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-158ebc9 elementor-widget elementor-widget-text-editor\" data-id=\"158ebc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\">Obveza imenovanja slu\u017ebenika za sprje\u010davanje pranja novca: Poduze\u0107a poput kreditnih i financijskih institucija, osiguravatelja, dru\u0161tava za upravljanje kapitalom, kao i odre\u0111ene profesionalne skupine poput odvjetnika i poreznih savjetnika s vi\u0161e od 30 pripadnika struke, zakonski su obvezna imenovati slu\u017ebenika za sprje\u010davanje pranja novca. Ova regulativa slu\u017ei prevenciji <a href=\"https:\/\/nect.com\/hr\/media\/blog\/pranje-novca-ovo-svakako-trebate-znati\/\" target=\"_blank\" rel=\"noopener\">pranja novca<\/a> i financiranja terorizma te specificira potrebu za takvom pozicijom ovisno o industriji i veli\u010dini. <\/li><li aria-level=\"1\">Zadaci i prava slu\u017ebenika za sprje\u010davanje pranja novca: Slu\u017ebenik za sprje\u010davanje pranja novca odgovoran je za razvoj mjera za sprje\u010davanje pranja novca, uklju\u010duju\u0107i izradu analiza rizika, razvoj internih smjernica i kontinuirano pra\u0107enje. Ima \u0161iroka prava pristupa internim informacijama i mora biti opremljen potrebnim resursima za u\u010dinkovito obavljanje svojih zadataka, uklju\u010duju\u0107i pravo na stru\u010dno usavr\u0161avanje i osiguravanje potrebnih radnih sredstava. <\/li><li aria-level=\"1\">Za\u0161tita i kvalifikacija slu\u017ebenika za sprje\u010davanje pranja novca: Slu\u017ebenik za sprje\u010davanje pranja novca u\u017eiva zakonsku za\u0161titu od otkaza i ne smije biti diskriminiran u radnom odnosu, posebno ne zbog obavljanja svoje djelatnosti.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-545f0f4 elementor-toc--minimized-on-desktop elementor-widget elementor-widget-table-of-contents\" data-id=\"545f0f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;container&quot;:&quot;#index-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Es wurden keine \\u00dcberschriften auf dieser Seite gefunden.&quot;,&quot;minimized_on&quot;:&quot;desktop&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tSadr\u017eaj\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__545f0f4\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__545f0f4\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__545f0f4\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1001429 e-con-full e-flex e-con e-child\" data-id=\"1001429\" data-element_type=\"container\" data-e-type=\"container\" id=\"index-content\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbc0565 elementor-widget elementor-widget-spacer\" data-id=\"cbc0565\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6788e58 elementor-widget elementor-widget-heading\" data-id=\"6788e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tko treba slu\u017ebenika za sprje\u010davanje pranja novca?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c315fbf elementor-widget elementor-widget-text-editor\" data-id=\"c315fbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prema <a href=\"https:\/\/www.gesetze-im-internet.de\/gwg_2017\/__6.html\" target=\"_blank\" rel=\"noopener\">\u010dlanku 6. stavku 2. to\u010dki 2.<\/a> Zakona o sprje\u010davanju pranja novca (GwG), imenovanje slu\u017ebenika za sprje\u010davanje pranja novca i njegovog zamjenika smatra se bitnom internom za\u0161titnom mjerom za prevenciju pranja novca. Nadalje, <a href=\"https:\/\/www.gesetze-im-internet.de\/gwg_2017\/__7.html\" target=\"_blank\" rel=\"noopener\">\u010dlanak 7. stavak 3. GwG-a<\/a> precizira ovu obvezu specifi\u010dno za pojedine industrije. <\/p><p><strong>Obveza imenovanja slu\u017ebenika za sprje\u010davanje pranja novca:<\/strong><\/p><ul><li><a href=\"https:\/\/nect.com\/hr\/industrije\/bankarstvo-i-financijske-usluge\/\" target=\"_blank\" rel=\"noopener\">Kreditne i financijske institucije<\/a>,<\/li><li>Platne i financijske tvrtke<\/li><li><a href=\"https:\/\/nect.com\/hr\/industrije\/osiguranje\/\" target=\"_blank\" rel=\"noopener\">Osiguravatelji<\/a><\/li><li>Dru\u0161tva za upravljanje kapitalom<\/li><li><a href=\"https:\/\/nect.com\/hr\/industrije\/drzavne-lutrije\/\" target=\"_blank\" rel=\"noopener\">Organizatori i posrednici u ponudi igara na sre\u0107u<\/a><\/li><\/ul><p><strong>Pod odre\u0111enim okolnostima obvezno:<\/strong><\/p><ul><li>Odvjetnici s vi\u0161e od &gt;30 pripadnika struke ili pripadnika profesija koje se mogu udru\u017eivati.<\/li><li>Porezni savjetnici s vi\u0161e od &gt;30 pripadnika struke ili pripadnika profesija koje se mogu udru\u017eivati.<\/li><li>Ovla\u0161teni revizori s vi\u0161e od &gt;30 ovla\u0161tenih revizora\/prisegnutih ra\u010dunovo\u0111a ili pripadnika profesija s kojima se profesija ovla\u0161tenog revizora\/prisegnutog ra\u010dunovo\u0111e mo\u017ee obavljati zajedno prema \u00a744b st. 1 WPO. <\/li><li>Za trgovce robom (trgovina visokovrijednom robom poput automobila, nakita, satova, dragog kamenja i plemenitih metala), posrednike u prometu nekretninama, posrednike u osiguranju i povjerenike, obveza imenovanja slu\u017ebenika za sprje\u010davanje pranja novca proizlazi tek iz izri\u010dite naredbe nadle\u017enog nadzornog tijela, \u010dime ne postoji op\u0107a obveza imenovanja. Stoga je na doti\u010dnim profesionalnim skupinama da individualno utvrde stav svog nadzornog tijela, pri \u010demu su odgovaraju\u0107e naredbe uvijek dostupne na web stranicama tijela. <\/li><\/ul><p><strong>Nisu obvezni:<\/strong><\/p><ul><li>Javni bilje\u017enici, jer je organizacijska struktura javnobilje\u017eni\u010dkih ureda usmjerena na javnog bilje\u017enika i samo javni bilje\u017enici, a ne zaposlenici, djeluju izvana u smislu sprje\u010davanja pranja novca.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2560ff4 elementor-widget elementor-widget-spacer\" data-id=\"2560ff4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86e06fb elementor-widget elementor-widget-heading\" data-id=\"86e06fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zadaci slu\u017ebenika za sprje\u010davanje pranja novca<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-136c789 elementor-widget elementor-widget-text-editor\" data-id=\"136c789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Podru\u010dja odgovornosti slu\u017ebenika za sprje\u010davanje pranja novca obuhva\u0107aju razvoj i kontinuirano pobolj\u0161anje mjera za sprje\u010davanje pranja novca i financiranja terorizma. To uklju\u010duje posebno: <\/p><ol><li><strong>Izrada i kontinuirano a\u017euriranje analiza rizika specifi\u010dnih za poduze\u0107e:<\/strong> <br\/>Sredi\u0161nje je izraditi i redovito a\u017eurirati analizu rizika prilago\u0111enu poduze\u0107u.<\/li><li><strong>Razvoj internih smjernica:<\/strong> <br\/>Slu\u017ebenik za sprje\u010davanje pranja novca razvija i a\u017eurira interne propise i procese koji podr\u017eavaju prevenciju pranja novca i financiranja terorizma. To uklju\u010duje, izme\u0111u ostalog, radne upute i implementaciju adekvatnih kontrolnih sustava. <\/li><li><strong>Integracija u organizaciju poduze\u0107a:<\/strong> <br\/>Slu\u017ebenik mora biti uklju\u010den u oblikovanje i daljnji razvoj svih internih organizacijskih i radnih smjernica, pod uvjetom da su relevantne za po\u0161tivanje propisa o sprje\u010davanju pranja novca i financiranja terorizma.<\/li><li><strong>Uspostava jasnih izvje\u0161tajnih linija:<\/strong> <br\/>Za u\u010dinkovitu komunikaciju i dono\u0161enje odluka potrebno je uspostaviti jasne izvje\u0161tajne strukture.<\/li><li><strong>Kontinuirano pra\u0107enje:<\/strong> <br\/>Kroz kontrole temeljene na riziku treba stalno provjeravati primjerenost i u\u010dinkovitost uspostavljenih postupaka i sigurnosnih sustava.<\/li><li><strong>Postupanje sa sumnjivim slu\u010dajevima:<\/strong> <br\/>U slu\u010daju sumnje na pranje novca ili financiranje terorizma, slu\u017ebenik za sprje\u010davanje pranja novca provjerava situaciju i po potrebi proslje\u0111uje prijave Financijsko-obavje\u0161tajnoj jedinici (FIU). Osim toga, odlu\u010duje o nastavku poslovnih odnosa. <\/li><li><strong>Komunikacija s upravom:<\/strong> <br\/>U slu\u010daju utvr\u0111enih nedostataka u sigurnosnim mjerama, slu\u017ebenik obavje\u0161tava upravu i predla\u017ee korekcije. Odstupanja od njegovih preporuka moraju se dokumentirati. <\/li><li><strong>Obuka zaposlenika:<\/strong> <br\/>Slu\u017ebenik za sprje\u010davanje pranja novca organizira obuke i informira zaposlenike o njihovim obvezama u sprje\u010davanju pranja novca i financiranja terorizma. To uklju\u010duje i prilagodbu zakonskim novostima i nadzornim zahtjevima. <\/li><li><strong>Kontakt osoba za tijela vlasti:<\/strong> <br\/>Slu\u017ebenik slu\u017ei kao kontakt to\u010dka za nadzorna tijela, tijela za provedbu zakona i FIU te se pri obavljanju zadataka mo\u017ee osloniti na resurse poduze\u0107a.<\/li><li><strong>Zahtjevi za djelovanje u zemlji:<\/strong> <br\/>Slu\u017ebenik za sprje\u010davanje pranja novca mora biti dostupan i spreman za suradnju u Njema\u010dkoj, \u010dak i ako nije potrebna stalna fizi\u010dka prisutnost. Njegova kvalifikacija mora obuhva\u0107ati kako stru\u010dne, tako i me\u0111unarodne zahtjeve uvjetovane djelatno\u0161\u0107u, poput poznavanja jezika i razumijevanja njema\u010dkog prava. <\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-525b772 elementor-widget elementor-widget-spacer\" data-id=\"525b772\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55fb696 e-con-full e-flex e-con e-child\" data-id=\"55fb696\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-707c99d elementor-widget elementor-widget-heading\" data-id=\"707c99d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kako Nect poma\u017ee?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6595335 elementor-widget elementor-widget-text-editor\" data-id=\"6595335\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUbrzajte svoje procese uskla\u0111enosti jednostavno i pravno sigurno: Upoznajte Nect, provjerenu platformu za <b>odvjetnike, porezne savjetnike, javne bilje\u017enike, revizore i agente za nekretnine<\/b>. Po\u0161aljite nam upit i osigurajte pristup u\u010dinkovitim, sigurnim i prakti\u010dnim rje\u0161enjima za svoje klijente \u2013 iskoristite sada izbor mnogih renomiranih odvjetni\u010dkih ureda. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45080f7 elementor-widget elementor-widget-image\" data-id=\"45080f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"520\" src=\"https:\/\/nect.com\/wp-content\/uploads\/2025\/11\/browser-risikobewertung-1024x665.jpg\" class=\"attachment-large size-large wp-image-30354\" alt=\"Preglednik s KYB procjenom rizika KYC\" srcset=\"https:\/\/nect.com\/wp-content\/uploads\/2025\/11\/browser-risikobewertung-1024x665.jpg 1024w, https:\/\/nect.com\/wp-content\/uploads\/2025\/11\/browser-risikobewertung-300x195.jpg 300w, https:\/\/nect.com\/wp-content\/uploads\/2025\/11\/browser-risikobewertung-768x499.jpg 768w, https:\/\/nect.com\/wp-content\/uploads\/2025\/11\/browser-risikobewertung.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ba591c elementor-widget elementor-widget-button\" data-id=\"3ba591c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MjgyNjcsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Dogovorite demo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d39ad26 elementor-widget elementor-widget-spacer\" data-id=\"d39ad26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72b29b elementor-widget elementor-widget-heading\" data-id=\"b72b29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tko mo\u017ee biti slu\u017ebenik za sprje\u010davanje pranja novca?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e85dc8 elementor-widget elementor-widget-text-editor\" data-id=\"9e85dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Slu\u017ebenik za sprje\u010davanje pranja novca u na\u010delu bi trebao pripadati rukovode\u0107oj razini, ali ne i najvi\u0161oj upravlja\u010dkoj razini, s mogu\u0107im iznimkama kod malih poduze\u0107a. Pri imenovanju treba izbjegavati sukob interesa. Iskustvo u podru\u010djima kao \u0161to su <a href=\"https:\/\/nect.com\/hr\/media\/blog\/uskladenost-compliance-u-poduzecu-temelji-znacenje-i-strategije\/\" target=\"_blank\" rel=\"noopener\">uskla\u0111enost<\/a>, kontroling, pravo, ombudsman ili za\u0161tita podataka je prednost, pri \u010demu se dvostruka uloga slu\u017ebenika za za\u0161titu podataka i slu\u017ebenika za sprje\u010davanje pranja novca kriti\u010dki promatra.  <\/p><p>Obje pozicije zahtijevaju osjetljivo postupanje s podacima, pouzdanu dokumentaciju i pravno znanje. Nadzorna tijela provjeravaju kvalifikacije i pouzdanost slu\u017ebenika za sprje\u010davanje pranja novca te mogu zahtijevati dokaze o obrazovanju i profesionalnom putu, kao i odlu\u010diti o prikladnosti za ovu ulogu ili nalo\u017eiti razrje\u0161enje. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ad674 elementor-widget elementor-widget-spacer\" data-id=\"49ad674\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1415d48 elementor-widget elementor-widget-heading\" data-id=\"1415d48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Koje rizike i prava nosi slu\u017ebenik za sprje\u010davanje pranja novca?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12cad22 elementor-widget elementor-widget-text-editor\" data-id=\"12cad22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Slu\u017ebenik za sprje\u010davanje pranja novca, zaposlen u poduze\u0107u, u\u017eiva posebna prava i za\u0161titne mjere. Dok su funkcija slu\u017ebenika za sprje\u010davanje pranja novca i radni odnos u na\u010delu odvojeni (na\u010delo odvojenosti), slu\u017ebenik za sprje\u010davanje pranja novca ne smije biti diskriminiran u radnom odnosu, posebno zbog obavljanja svojih zadataka. Otkaz je dopu\u0161ten samo iz va\u017enog razloga prema <a href=\"https:\/\/www.gesetze-im-internet.de\/bgb\/__626.html\" target=\"_blank\" rel=\"noopener\">\u00a7 626 BGB-a<\/a>, pri \u010demu zakonska za\u0161tita od otkaza traje i godinu dana nakon prestanka funkcije. Ako radni ugovor nije bio prilago\u0111en prilikom imenovanja, zaposlenik bi mogao imati pravo na nastavak isplate pla\u0107e, \u010dak i ako vi\u0161e nije aktivno zaposlen u poduze\u0107u.   <\/p><p>Slu\u017ebenik za sprje\u010davanje pranja novca ima \u0161iroka prava pristupa internim dokumentima, sustavima i informacijama te mora biti opremljen potrebnim resursima kako bi ispunio svoju odgovornost. To uklju\u010duje dovoljno vremena, kadrovsku podr\u0161ku i financijska sredstva, uklju\u010duju\u0107i mogu\u0107nost stru\u010dnog usavr\u0161avanja na tro\u0161ak poduze\u0107a. Potrebne nabave, poput stru\u010dne literature, moraju mu biti osigurane.  <\/p><p>Ovaj sveobuhvatan pristup i potrebni resursi klju\u010dni su za odr\u017eavanje stru\u010dnosti i u\u010dinkovito obavljanje njegovih zadataka. Zakonska za\u0161tita od otkaza, koja vrijedi kako za slu\u017ebenika za sprje\u010davanje pranja novca tako i za njegovog zamjenika, nagla\u0161ava va\u017enost ove pozicije te potrebu da se ona za\u0161titi od neopravdanog razrje\u0161enja ili diskriminacije u radnom odnosu. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Slu\u017ebenik za sprje\u010davanje pranja novca (MLRO \u2013 Money Laundering Reporting Officer) igra sredi\u0161nju ulogu u strukturi uskla\u0111enosti poduze\u0107a kako bi se osiguralo po\u0161tivanje propisa o sprje\u010davanju pranja novca.<\/p>\n","protected":false},"author":3,"featured_media":30868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[734],"tags":[736,735],"class_list":["post-30867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-regulativa","tag-uskladenost"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - 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