{"id":31037,"date":"2026-10-26T16:47:03","date_gmt":"2026-10-26T15:47:03","guid":{"rendered":"https:\/\/nect.com\/media\/unkategorisiert\/igy-tartanak-lepest-a-biztositok-a-neobrokerekkel-az-altersvorsorgedepot-2027-es-bevezetesenel\/"},"modified":"2026-10-27T18:00:36","modified_gmt":"2026-10-27T17:00:36","slug":"igy-tartanak-lepest-a-biztositok-a-neobrokerekkel-az-altersvorsorgedepot-2027-es-bevezetesenel","status":"publish","type":"post","link":"https:\/\/nect.com\/hu\/media\/blog\/igy-tartanak-lepest-a-biztositok-a-neobrokerekkel-az-altersvorsorgedepot-2027-es-bevezetesenel\/","title":{"rendered":"\u00cdgy tartanak l\u00e9p\u00e9st a biztos\u00edt\u00f3k a neobrokerekkel az Altersvorsorgedepot 2027-es bevezet\u00e9s\u00e9n\u00e9l"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"31037\" class=\"elementor elementor-31037 elementor-29670\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-08f0a1c e-flex e-con-boxed e-con e-parent\" data-id=\"08f0a1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2c84ae elementor-widget elementor-widget-text-editor\" data-id=\"a2c84ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t2027. janu\u00e1r 1-j\u00e9t\u0151l az Altersvorsorgedepot (AVD) bevezet\u00e9s\u00e9vel \u00faj piac j\u00f6n l\u00e9tre az \u00e1llami t\u00e1mogat\u00e1s\u00fa mag\u00e1n-nyugd\u00edj-el\u0151takar\u00e9koss\u00e1g sz\u00e1m\u00e1ra. A biztos\u00edt\u00f3k, bankok \u00e9s p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00f3k sz\u00e1m\u00e1ra ekkor m\u00e1r nemcsak az sz\u00e1m\u00edt, ki k\u00edn\u00e1lja a legvonz\u00f3bb term\u00e9ket, hanem az is, ki k\u00e9pes \u00fcgyfeleit gyorsan, biztons\u00e1gosan \u00e9s teljes m\u00e9rt\u00e9kben digit\u00e1lisan v\u00e9gigvezetni a szerz\u0151d\u00e9sk\u00f6t\u00e9sen. Pontosan itt d\u0151l el a siker: az azonos\u00edt\u00e1s egyszerre k\u00f6telez\u0151 el\u0151\u00edr\u00e1s, konverzi\u00f3s t\u00e9nyez\u0151 \u00e9s compliance-kock\u00e1zat.   \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-828d3ae e-con-full e-flex e-con e-child\" data-id=\"828d3ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40f457c elementor-widget elementor-widget-heading\" data-id=\"40f457c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A legfontosabb r\u00f6viden<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7824a1 elementor-widget elementor-widget-text-editor\" data-id=\"d7824a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Az Altersvorsorgedepot (AVD) bevezet\u00e9s\u00e9vel 2027-t\u0151l \u00faj versenypiac j\u00f6n l\u00e9tre, amelyben a biztos\u00edt\u00f3k, bankok \u00e9s neobrokerek ugyanazok\u00e9rt az \u00fcgyfelek\u00e9rt versengenek.<\/li><li>A digit\u00e1lis azonos\u00edt\u00e1si \u00e9s KYC-folyamat d\u00f6nt\u0151 sikert\u00e9nyez\u0151v\u00e9 v\u00e1lik, mivel a gyors, m\u00e9diat\u00f6r\u00e9s n\u00e9lk\u00fcli legitim\u00e1ci\u00f3 jelent\u0151sen n\u00f6veli a konverzi\u00f3t, mik\u00f6zben megfelel a szab\u00e1lyoz\u00e1si k\u00f6vetelm\u00e9nyeknek is.<\/li><li>A szolg\u00e1ltat\u00f3knak kor\u00e1n kell integr\u00e1lniuk KYC- \u00e9s al\u00e1\u00edr\u00e1si folyamataikat, hogy a piacindul\u00e1sra sk\u00e1l\u00e1zhat\u00f3, compliance-konform \u00e9s felhaszn\u00e1l\u00f3bar\u00e1t szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamatot tudjanak k\u00edn\u00e1lni.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4dd9e6 elementor-toc--minimized-on-desktop elementor-widget elementor-widget-table-of-contents\" data-id=\"d4dd9e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;container&quot;:&quot;#index-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Es wurden keine \\u00dcberschriften auf dieser Seite gefunden.&quot;,&quot;minimized_on&quot;:&quot;desktop&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTartalomjegyz\u00e9k\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d4dd9e6\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d4dd9e6\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d4dd9e6\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bae915d e-con-full e-flex e-con e-child\" data-id=\"bae915d\" data-element_type=\"container\" data-e-type=\"container\" id=\"index-content\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c0d6ff elementor-widget elementor-widget-spacer\" data-id=\"3c0d6ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd8aa3 elementor-widget elementor-widget-heading\" data-id=\"bbd8aa3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mi az Altersvorsorgedepot<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-902c45d elementor-widget elementor-widget-text-editor\" data-id=\"902c45d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAz Altersvorsorgedepot egy \u00e1llami t\u00e1mogat\u00e1s\u00fa \u00e9rt\u00e9kpap\u00edr-let\u00e9ti sz\u00e1mla a mag\u00e1n-nyugd\u00edj-el\u0151takar\u00e9koss\u00e1ghoz. C\u00e9lja, hogy a kor\u00e1bbi Riester-rendszert modernebb\u00e9, digit\u00e1lisabb\u00e1 \u00e9s er\u0151sebben t\u0151kepiac-orient\u00e1ltt\u00e1 tegye. A megtakar\u00edt\u00f3k a j\u00f6v\u0151ben nagyobb m\u00e9rt\u00e9kben fektethetnek ETF-ekbe, alapokba \u00e9s egy\u00e9b enged\u00e9lyezett t\u0151kepiaci term\u00e9kekbe. A term\u00e9kt\u00edpust\u00f3l f\u00fcgg\u0151en garancia n\u00e9lk\u00fcli, 80 sz\u00e1zal\u00e9kos garanci\u00e1val vagy 100 sz\u00e1zal\u00e9kos garanci\u00e1val rendelkez\u0151 megold\u00e1sok egyar\u00e1nt el\u00e9rhet\u0151k.    \n\nA szolg\u00e1ltat\u00f3k sz\u00e1m\u00e1ra ez azt jelenti: nemcsak a term\u00e9k logik\u00e1ja v\u00e1ltozik meg, hanem els\u0151sorban a szerz\u0151d\u00e9sk\u00f6t\u00e9s logik\u00e1ja is; az alapterm\u00e9k digit\u00e1lisan megk\u00f6thet\u0151v\u00e9 kell, hogy v\u00e1ljon. Ezzel egyidej\u0171leg az \u00fcgyfelek olyan felhaszn\u00e1l\u00f3i \u00e9lm\u00e9nyt v\u00e1rnak el, amely ma m\u00e1r a neobrokerekn\u00e9l, banki alkalmaz\u00e1sokn\u00e1l \u00e9s modern p\u00e9nz\u00fcgyi platformokn\u00e1l standardnak sz\u00e1m\u00edt.  \n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-581013c elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"581013c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9d9d0 elementor-widget elementor-widget-heading\" data-id=\"6f9d9d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A biztos\u00edt\u00f3k, bankok \u00e9s neobrokerek k\u00f6zvetlen versenyben \u00e1llnak egym\u00e1ssal \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7611f elementor-widget elementor-widget-text-editor\" data-id=\"3e7611f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A KYC \u00e9s a digit\u00e1lis szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamat az Altersvorsorgedepot eset\u00e9ben gyorsan \u00fczletkritikuss\u00e1 v\u00e1lhat. Az azonos\u00edt\u00e1s \u00e9s a legitim\u00e1ci\u00f3 \u00e9vek \u00f3ta az egyik legnagyobb akad\u00e1lyt jelenti a p\u00e9nz\u00fcgyi \u00e9s el\u0151takar\u00e9koss\u00e1gi term\u00e9kek digitaliz\u00e1l\u00e1s\u00e1ban. Az Altersvorsorgedepot bevezet\u00e9s\u00e9vel ez a t\u00e9ma m\u00e9g jobban el\u0151t\u00e9rbe ker\u00fcl. Minden tov\u00e1bbi l\u00e9p\u00e9s, minden m\u00e9diat\u00f6r\u00e9s \u00e9s minden v\u00e1rakoz\u00e1si id\u0151 rontja a szolg\u00e1ltat\u00f3k konverzi\u00f3j\u00e1t. Ugyanis: aki az onboarding sor\u00e1n k\u00e9nytelen legitim\u00e1lni mag\u00e1t, dokumentumokat ut\u00f3lag p\u00f3tolni vagy manu\u00e1lis ellen\u0151rz\u00e9sre v\u00e1rni, l\u00e9nyegesen nagyobb es\u00e9llyel szak\u00edtja meg a folyamatot. Minden perc k\u00e9s\u00e9s olyan perc, amely alatt az \u00e9rdekl\u0151d\u0151k a szerz\u0151d\u00e9sk\u00f6t\u00e9s ellen d\u00f6nthetnek. Az Altersvorsorgedepot most els\u0151 \u00edzben \u00e1ll\u00edtja k\u00f6zvetlen versenyhelyzetbe a k\u00fcl\u00f6nb\u00f6z\u0151 vil\u00e1gokb\u00f3l \u00e9rkez\u0151 szolg\u00e1ltat\u00f3kat. A biztos\u00edt\u00f3k m\u00e1r nemcsak m\u00e1s biztos\u00edt\u00f3kkal versengenek, hanem egyre ink\u00e1bb neobrokerekkel, direktbankokkal \u00e9s digit\u00e1lis befektet\u00e9si platformokkal is. Ennek k\u00f6sz\u00f6nhet\u0151en a digit\u00e1lis onboarding-folyamatok, amelyeket kor\u00e1bban gyakran csup\u00e1n operat\u00edv k\u00e9rd\u00e9snek tekintettek, hirtelen strat\u00e9giai versenyt\u00e9nyez\u0151v\u00e9 v\u00e1lnak. A magasabb konverzi\u00f3s ar\u00e1nyok k\u00f6zvetlen\u00fcl t\u00f6bb szerz\u0151d\u00e9sk\u00f6t\u00e9st, alacsonyabb \u00fcgyf\u00e9lszerz\u00e9si k\u00f6lts\u00e9geket \u00e9s jobb sk\u00e1l\u00e1zhat\u00f3s\u00e1got jelentenek az \u00fczleti modell sz\u00e1m\u00e1ra. Az AVD olyan piacon indul, ahol a felhaszn\u00e1l\u00f3k m\u00e1r hozz\u00e1szoktak a digit\u00e1lis p\u00e9nz\u00fcgyi alkalmaz\u00e1sokhoz. A neobrokerek \u00e9s direktbankok gyakran teljes m\u00e9rt\u00e9kben digit\u00e1lisan \u00e9s n\u00e9h\u00e1ny percen bel\u00fcl k\u00edn\u00e1lnak sz\u00e1mlanyit\u00e1st, \u00e9rt\u00e9kpap\u00edr-keresked\u00e9st \u00e9s azonos\u00edt\u00e1st. Ez a szint v\u00e1lik az \u00faj m\u00e9rc\u00e9v\u00e9.            <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d694c0d elementor-widget elementor-widget-text-editor\" data-id=\"d694c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A biztos\u00edt\u00f3k sz\u00e1m\u00e1ra ebb\u0151l k\u00fcl\u00f6nleges nyom\u00e1s keletkezik. Egyszerre kell teljes\u00edteni\u00fck a szab\u00e1lyoz\u00e1si k\u00f6vetelm\u00e9nyeket, a tan\u00e1csad\u00e1si k\u00f6telezetts\u00e9geket \u00e9s a komplexebb term\u00e9kt\u00edpusokat, mik\u00f6zben olyan felhaszn\u00e1l\u00f3i \u00e9lm\u00e9nyt kell ny\u00fajtaniuk, amely \u00f6sszevethet\u0151 a modern alkalmaz\u00e1sok\u00e9val. Egy j\u00f3 d\u00edjt\u00e9tel vagy egy er\u0151s term\u00e9k\u00edg\u00e9ret \u00f6nmag\u00e1ban nem elegend\u0151, ha a szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamat a d\u00f6nt\u0151 pillanatban megakad.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1b4922 elementor-widget elementor-widget-text-editor\" data-id=\"c1b4922\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ezzel egyidej\u0171leg a szab\u00e1lyoz\u00e1si k\u00f6vetelm\u00e9nyek is n\u0151nek az AMLR \u00e9s az <a href=\"https:\/\/www.digitale-verwaltung.de\/Webs\/DV\/DE\/digitale-identitaeten\/eidas-2-0\/eidas-2-0-node.html\" target=\"_blank\" rel=\"noopener\">eIDAS 2.0<\/a> bevezet\u00e9s\u00e9vel. A szolg\u00e1ltat\u00f3k sz\u00e1m\u00e1ra teh\u00e1t a val\u00f3di k\u00e9rd\u00e9s nem csup\u00e1n az, mennyire vonz\u00f3 az Altersvorsorgedepot-juk, hanem az, hogy k\u00e9pesek-e \u00f6sszekapcsolni a szab\u00e1lyoz\u00e1si k\u00f6vetelm\u00e9nyeket egy z\u00f6kken\u0151mentes \u00fcgyf\u00e9l\u00e9lm\u00e9nnyel. Pontosan ez\u00e9rt v\u00e1lik az azonos\u00edt\u00e1si, al\u00e1\u00edr\u00e1si \u00e9s KYC-folyamatok technikai kialak\u00edt\u00e1sa d\u00f6nt\u0151 versenyt\u00e9nyez\u0151v\u00e9 a bankok, biztos\u00edt\u00f3k \u00e9s neobrokerek sz\u00e1m\u00e1ra az AVD-piacon. Ez d\u00f6nthet arr\u00f3l, hogy a piaci r\u00e9szesed\u00e9sek a j\u00f6v\u0151ben azon digit\u00e1lis \u00fatt\u00f6r\u0151k jav\u00e1ra tol\u00f3dnak-e el, akik teljes m\u00e9rt\u00e9kben digit\u00e1lis \u00e9s szinte z\u00f6kken\u0151mentes szerz\u0151d\u00e9sk\u00f6t\u00e9st tesznek lehet\u0151v\u00e9.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31caec6 elementor-widget elementor-widget-heading\" data-id=\"31caec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pillant\u00e1s a technikai integr\u00e1ci\u00f3ra <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ee8d5 elementor-widget elementor-widget-text-editor\" data-id=\"b6ee8d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Egy Altersvorsorgedepot digit\u00e1lis megk\u00f6t\u00e9se sor\u00e1n t\u00f6bb szakasz kapcsol\u00f3dik egym\u00e1sba. Az elej\u00e9n az \u00e1tl\u00e1that\u00f3s\u00e1g \u00e9s a t\u00e1j\u00e9koztat\u00e1s \u00e1ll, a term\u00e9kinform\u00e1ci\u00f3k \u00e9s a t\u00e1mogat\u00e1si logika r\u00e9v\u00e9n. Ezt k\u00f6veti a jogilag el\u0151\u00edrt tan\u00e1csad\u00e1s, valamint a megfelel\u0151s\u00e9gi vizsg\u00e1lat. Ha ezen az akad\u00e1lyon t\u00faljutottak, k\u00f6vetkezik az \u00faj \u00fcgyf\u00e9l azonos\u00edt\u00e1sa \u00e9s a digit\u00e1lis al\u00e1\u00edr\u00e1s. A folyamatot a let\u00e9ti sz\u00e1mla megnyit\u00e1sa \u00e9s az azt k\u00f6vet\u0151 \u00fcgyf\u00e9lkommunik\u00e1ci\u00f3 z\u00e1rja le. M\u00edg a legt\u00f6bb szakasz j\u00f3l ir\u00e1ny\u00edthat\u00f3, az azonos\u00edt\u00e1s jelenti a legnagyobb akad\u00e1lyt a konverzi\u00f3 \u00e9s a compliance szempontj\u00e1b\u00f3l.     <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d918b86 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"d918b86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c3797 elementor-widget elementor-widget-image\" data-id=\"26c3797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-1024x683.jpg\" class=\"attachment-large size-large wp-image-31039\" alt=\"K\u00f6zelk\u00e9p egy t\u00e1rgyal\u00f3asztalr\u00f3l t\u00f6bb emberrel, az Altersvorsorgedepot megold\u00e1s kapcs\u00e1n bankok \u00e9s biztos\u00edt\u00f3k sz\u00e1m\u00e1ra\" srcset=\"https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-1024x683.jpg 1024w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-300x200.jpg 300w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen-768x512.jpg 768w, https:\/\/nect.com\/wp-content\/uploads\/2026\/10\/altersvorsorgedepot-loesung-fuer-banken-versicherungen.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f862e6d elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"f862e6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab4913 elementor-widget elementor-widget-heading\" data-id=\"2ab4913\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kinek relev\u00e1ns ez a megold\u00e1s?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-572def2 elementor-widget elementor-widget-text-editor\" data-id=\"572def2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li> <strong>Biztos\u00edt\u00f3k<\/strong>, amelyek 2027-t\u0151l digit\u00e1lisan k\u00edv\u00e1nj\u00e1k \u00e9rt\u00e9kes\u00edteni az \u00e1llami t\u00e1mogat\u00e1s\u00fa nyugd\u00edj-el\u0151takar\u00e9koss\u00e1gi term\u00e9keket.<\/li><li><strong>Bankok \u00e9s takar\u00e9kp\u00e9nzt\u00e1rak<\/strong>, amelyek AVD-term\u00e9keket integr\u00e1lnak megl\u00e9v\u0151 digit\u00e1lis sz\u00e1mla- vagy let\u00e9tisz\u00e1mla-folyamataikba.<\/li><li><strong>Let\u00e9tkezel\u0151 bankok \u00e9s online br\u00f3kerek<\/strong>, amelyeknek magas szerz\u0151d\u00e9sk\u00f6t\u00e9si volument kell \u00f6sszekapcsolniuk szab\u00e1lyoz\u00e1silag terhelhet\u0151 KYC-infrastrukt\u00far\u00e1val.<\/li><li><strong>Alapkezel\u0151 t\u00e1rsas\u00e1gok<\/strong>, amelyek els\u0151 \u00edzben \u00e9p\u00edtenek k\u00f6zvetlenebb v\u00e9gfelhaszn\u00e1l\u00f3i folyamatokat az \u00e1llami t\u00e1mogat\u00e1s\u00fa nyugd\u00edj-el\u0151takar\u00e9koss\u00e1ghoz.<\/li><li><strong>Platformszolg\u00e1ltat\u00f3k<\/strong>, amelyek AVD-as-a-Service k\u00edn\u00e1latokat fejlesztenek p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00f3k sz\u00e1m\u00e1ra.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d47886 elementor-widget elementor-widget-heading\" data-id=\"4d47886\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hogyan oldja meg a Nect az Altersvorsorgedepot KYC-r\u00e9sz\u00e9t<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce5cebb elementor-widget elementor-widget-text-editor\" data-id=\"ce5cebb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A Nect biztos\u00edtja azt a <a href=\"https:\/\/nect.com\/hu\/termekek\/nect-ident\/\" target=\"_blank\" rel=\"noopener\">digit\u00e1lis azonos\u00edt\u00e1si \u00e9s al\u00e1\u00edr\u00e1si infrastrukt\u00far\u00e1t<\/a>, amelyre a szolg\u00e1ltat\u00f3knak sz\u00fcks\u00e9g\u00fck van az AVD-szerz\u0151d\u00e9sk\u00f6t\u00e9shez. A megold\u00e1s integr\u00e1lhat\u00f3 megl\u00e9v\u0151 szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamatokba, vagy partnerekkel egy\u00fctt egy nagyobb AVD-rendszer r\u00e9szek\u00e9nt is kombin\u00e1lhat\u00f3. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a04ed elementor-widget elementor-widget-html\" data-id=\"b7a04ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"overflow-x:auto\">\n  <table>\n    <thead>\n      <tr>\n        <th>Nect-\u00e9p\u00edt\u0151elem <\/th>\n        <th>El\u0151ny az AVD-alkalmaz\u00e1si esethez <\/th> \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n     \n      <\/tr>\n      <tr>\n        <td>eID \/ NFC <\/td>\n        <td>Digit\u00e1lis azonos\u00edt\u00e1s az online szem\u00e9lyazonos\u00edt\u00f3 igazolv\u00e1nnyal, k\u00fcl\u00f6n\u00f6sen magas bizalmi szintekhez \u00e9s j\u00f6v\u0151biztos eID-folyamatokhoz. <\/td> \n      <\/tr>\n      <tr>\n        <td>Automatiz\u00e1lt Video-Ident <\/td>\n        <td>Kieg\u00e9sz\u00edt\u0151 elj\u00e1r\u00e1s olyan felhaszn\u00e1l\u00f3i csoportok vagy helyzetek sz\u00e1m\u00e1ra, ahol egy assziszt\u00e1lt azonos\u00edt\u00e1si folyamat c\u00e9lszer\u0171.<\/td>\n      <\/tr>\n      <tr>\n        <td>Min\u0151s\u00edtett elektronikus al\u00e1\u00edr\u00e1s <\/td>\n        <td>Jogbiztos digit\u00e1lis al\u00e1\u00edr\u00e1s k\u00f6zvetlen\u00fcl a szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamatban, pap\u00edr, postai k\u00fcldem\u00e9ny vagy m\u00e9diat\u00f6r\u00e9s n\u00e9lk\u00fcl. <\/td> \n      <\/tr>\n      <tr>\n        <td>PEP- \u00e9s szankci\u00f3s list\u00e1k ellen\u0151rz\u00e9se <\/td>\n        <td>A compliance-hez kapcsol\u00f3d\u00f3 ellen\u0151rz\u00e9sek be\u00e9p\u00edthet\u0151k a digit\u00e1lis KYC-folyamatba.<\/td>\n      <\/tr>\n      <tr>\n        <td>Audit\u00e1lhat\u00f3 dokument\u00e1ci\u00f3<\/td>\n        <td>Nyomon k\u00f6vethet\u0151 folyamat- \u00e9s ellen\u0151rz\u00e9si dokument\u00e1ci\u00f3 a compliance, a bels\u0151 ellen\u0151rz\u00e9s \u00e9s a szab\u00e1lyoz\u00e1si igazol\u00e1sok sz\u00e1m\u00e1ra.<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3be42d5 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"3be42d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-795000f elementor-widget elementor-widget-heading\" data-id=\"795000f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ez\u00e9rt kell a szolg\u00e1ltat\u00f3knak m\u00e1r most cselekedni\u00fck <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8caef2 elementor-widget elementor-widget-text-editor\" data-id=\"e8caef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA 2027. janu\u00e1r 1-jei piacindul\u00e1s id\u0151nyom\u00e1st teremt. A term\u00e9knek, az IT-nak, a szab\u00e1lyoz\u00e1si folyamatoknak, a tan\u00e1csad\u00e1snak, a KYC-nak, az al\u00e1\u00edr\u00e1snak \u00e9s az \u00fczemeltet\u00e9snek id\u0151ben \u00f6ssze kell hangol\u00f3dnia. K\u00fcl\u00f6n\u00f6sen a KYC-d\u00f6nt\u00e9st \u00e9rdemes kor\u00e1n meghozni, mivel az m\u00e9lyen beavatkozik a felhaszn\u00e1l\u00f3i \u00fatvonalba, a compliance-be, az adatfolyamatokba \u00e9s a technikai architekt\u00far\u00e1ba.   \n\nAki az azonos\u00edt\u00e1si folyamatot csak k\u00e9s\u0151n integr\u00e1lja, m\u00e9diat\u00f6r\u00e9sekkel, gyenge konverzi\u00f3val \u00e9s k\u00f6lts\u00e9ges ut\u00f3lagos jav\u00edt\u00e1sokkal sz\u00e1molhat. Aki a KYC-t kor\u00e1n k\u00f6zponti infrastruktur\u00e1lis elemk\u00e9nt kezeli, az eg\u00e9sz szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamatot stabilabb\u00e1, gyorsabb\u00e1 \u00e9s jobban sk\u00e1l\u00e1zhat\u00f3v\u00e1 teheti.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23f719c elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"23f719c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a84946 elementor-widget elementor-widget-heading\" data-id=\"0a84946\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">GYIK az Altersvorsorgedepot-r\u00f3l<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a836eae elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"a836eae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-571bfd4 elementor-widget elementor-widget-n-accordion\" data-id=\"571bfd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9130\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Mi\u00e9rt olyan fontos a KYC-folyamat az Altersvorsorgedepot eset\u00e9ben?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9130\" class=\"elementor-element elementor-element-00202f6 e-con-full e-flex e-con e-child\" data-id=\"00202f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-416ff92 elementor-widget elementor-widget-text-editor\" data-id=\"416ff92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA KYC az egyik d\u00f6nt\u0151 l\u00e9p\u00e9s a digit\u00e1lis szerz\u0151d\u00e9sk\u00f6t\u00e9sben. Ha az azonos\u00edt\u00e1s t\u00fal sok\u00e1ig tart, nem illeszkedik a felhaszn\u00e1l\u00f3 dokumentum\u00e1hoz, vagy m\u00e9diat\u00f6r\u00e9seket okoz, cs\u00f6kken a konverzi\u00f3. Ezzel egyidej\u0171leg a szab\u00e1lyozott szolg\u00e1ltat\u00f3knak terhelhet\u0151 m\u00f3don kell dokument\u00e1lniuk az identit\u00e1sellen\u0151rz\u00e9st, a dokument\u00e1ci\u00f3t \u00e9s a kock\u00e1zatvizsg\u00e1latokat.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9131\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9131\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Milyen azonos\u00edt\u00e1si elj\u00e1r\u00e1sokat k\u00edn\u00e1l a Nect ehhez az alkalmaz\u00e1si esethez? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9131\" class=\"elementor-element elementor-element-01711e6 e-con-full e-flex e-con e-child\" data-id=\"01711e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78f737f elementor-widget elementor-widget-text-editor\" data-id=\"78f737f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA Nect t\u00e1mogatja az automatiz\u00e1lt Video-Identet, a Nect ePasst, a Nect eID-t, a Nect Wallet Re-Identet, \u00e9s el\u0151k\u00e9sz\u00edti az EUDI Wallet csatlakoz\u00e1s\u00e1t. A szolg\u00e1ltat\u00f3k ez\u00e1ltal egyetlen k\u00f6zponti identit\u00e1splatformon kereszt\u00fcl \u00e9rhetik el a k\u00fcl\u00f6nb\u00f6z\u0151 felhaszn\u00e1l\u00f3i csoportokat. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9132\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9132\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Miben k\u00fcl\u00f6nb\u00f6zik az automatiz\u00e1lt Video-Ident a klasszikus VideoIdent-t\u0151l? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9132\" class=\"elementor-element elementor-element-4a8eb89 e-con-full e-flex e-con e-child\" data-id=\"4a8eb89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41d8105 elementor-widget elementor-widget-text-editor\" data-id=\"41d8105\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAz automatiz\u00e1lt Video-Ident eset\u00e9ben az azonos\u00edt\u00e1s \u00e9l\u0151 call center \u00fcgyn\u00f6k bevon\u00e1sa n\u00e9lk\u00fcl t\u00f6rt\u00e9nik. A felhaszn\u00e1l\u00f3kat digit\u00e1lisan vezetik v\u00e9gig a folyamaton. A Nect ennek sor\u00e1n a szem\u00e9lyazonos\u00edt\u00f3 okm\u00e1nyr\u00f3l k\u00e9sz\u00fclt vide\u00f3felv\u00e9teleket \u00e9s egy selfie-vide\u00f3t haszn\u00e1l \u2014 nem pedig egy tiszt\u00e1n fot\u00f3-alap\u00fa azonos\u00edt\u00e1st.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9133\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9133\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Lehet a Nect egy nagyobb AVD-as-a-Service megold\u00e1s r\u00e9sze is?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9133\" class=\"elementor-element elementor-element-e991108 e-flex e-con-boxed e-con e-child\" data-id=\"e991108\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e8a4f elementor-widget elementor-widget-text-editor\" data-id=\"a8e8a4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA Nect a KYC- \u00e9s identit\u00e1s-magfunkci\u00f3kra \u00f6sszpontos\u00edt. Kieg\u00e9sz\u00edt\u0151 partnerek lefedhetik a digit\u00e1lis szerz\u0151d\u00e9sk\u00f6t\u00e9si folyamat tov\u00e1bbi elemeit, p\u00e9ld\u00e1ul a tan\u00e1csad\u00e1st, a megfelel\u0151s\u00e9gi vizsg\u00e1latot, az ig\u00e9nyl\u00e9si logik\u00e1t, az al\u00e1\u00edr\u00e1si folyamatokat vagy a platform- \u00e9s megl\u00e9v\u0151 rendszerekbe t\u00f6rt\u00e9n\u0151 integr\u00e1ci\u00f3kat.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9134\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9134\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Fel van k\u00e9sz\u00fclve a Nect az EUDI-wallet-re?  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-keyboard_arrow_down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9134\" class=\"elementor-element elementor-element-6d830ca e-flex e-con-boxed e-con e-child\" data-id=\"6d830ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a930d6 elementor-widget elementor-widget-text-editor\" data-id=\"9a930d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA Nect el\u0151k\u00e9sz\u00edti az EUDI-wallet bevon\u00e1s\u00e1t mint kieg\u00e9sz\u00edt\u0151 azonos\u00edt\u00e1si utat. Ez\u00e1ltal a szolg\u00e1ltat\u00f3k \u00fagy tervezhetik meg mai KYC-folyamataikat, hogy azok a j\u00f6v\u0151ben egy\u00fcttm\u0171k\u00f6djenek az eur\u00f3pai digit\u00e1lis identit\u00e1s-walletekkel. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Mi\\u00e9rt olyan fontos a KYC-folyamat az Altersvorsorgedepot eset\\u00e9ben?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A KYC az egyik d\\u00f6nt\\u0151 l\\u00e9p\\u00e9s a digit\\u00e1lis szerz\\u0151d\\u00e9sk\\u00f6t\\u00e9sben. Ha az azonos\\u00edt\\u00e1s t\\u00fal sok\\u00e1ig tart, nem illeszkedik a felhaszn\\u00e1l\\u00f3 dokumentum\\u00e1hoz, vagy m\\u00e9diat\\u00f6r\\u00e9seket okoz, cs\\u00f6kken a konverzi\\u00f3. 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A szolg\\u00e1ltat\\u00f3k ez\\u00e1ltal egyetlen k\\u00f6zponti identit\\u00e1splatformon kereszt\\u00fcl \\u00e9rhetik el a k\\u00fcl\\u00f6nb\\u00f6z\\u0151 felhaszn\\u00e1l\\u00f3i csoportokat.\"}},{\"@type\":\"Question\",\"name\":\"Miben k\\u00fcl\\u00f6nb\\u00f6zik az automatiz\\u00e1lt Video-Ident a klasszikus VideoIdent-t\\u0151l?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Az automatiz\\u00e1lt Video-Ident eset\\u00e9ben az azonos\\u00edt\\u00e1s \\u00e9l\\u0151 call center \\u00fcgyn\\u00f6k bevon\\u00e1sa n\\u00e9lk\\u00fcl t\\u00f6rt\\u00e9nik. A felhaszn\\u00e1l\\u00f3kat digit\\u00e1lisan vezetik v\\u00e9gig a folyamaton. 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Ez\\u00e1ltal a szolg\\u00e1ltat\\u00f3k \\u00fagy tervezhetik meg mai KYC-folyamataikat, hogy azok a j\\u00f6v\\u0151ben egy\\u00fcttm\\u0171k\\u00f6djenek az eur\\u00f3pai digit\\u00e1lis identit\\u00e1s-walletekkel.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>2027. janu\u00e1r 1-j\u00e9t\u0151l az Altersvorsorgedepot bevezet\u00e9s\u00e9vel \u00faj piac j\u00f6n l\u00e9tre az \u00e1llami t\u00e1mogat\u00e1s\u00fa mag\u00e1n-nyugd\u00edj-el\u0151takar\u00e9koss\u00e1g sz\u00e1m\u00e1ra. A biztos\u00edt\u00f3k, bankok \u00e9s p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00f3k sz\u00e1m\u00e1ra kulcsfontoss\u00e1g\u00fav\u00e1 v\u00e1lik, hogy \u00fcgyfeleiket gyorsan, biztons\u00e1gosan \u00e9s teljes m\u00e9rt\u00e9kben digit\u00e1lisan vezess\u00e9k v\u00e9gig a szerz\u0151d\u00e9sk\u00f6t\u00e9sen.  <\/p>\n","protected":false},"author":3,"featured_media":31038,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[731],"tags":[732,733],"class_list":["post-31037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-identity-wallet","tag-industry-use-cases"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Altersvorsorgedepot 2027: \u00edgy tartanak l\u00e9p\u00e9st a biztos\u00edt\u00f3k<\/title>\n<meta name=\"description\" content=\"A biztos\u00edt\u00f3k \u00e9s a neobrokerek sz\u00e1m\u00e1ra az Altersvorsorgedepot komoly versenyt\u00e9nyez\u0151v\u00e9 v\u00e1lik. Mi\u00e9rt d\u00f6nt\u0151 fontoss\u00e1g\u00fa a KYC \u00e9s a digit\u00e1lis azonos\u00edt\u00e1s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nect.com\/hu\/media\/blog\/igy-tartanak-lepest-a-biztositok-a-neobrokerekkel-az-altersvorsorgedepot-2027-es-bevezetesenel\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00cdgy tartanak l\u00e9p\u00e9st a biztos\u00edt\u00f3k a neobrokerekkel az Altersvorsorgedepot 2027-es bevezet\u00e9s\u00e9n\u00e9l\" \/>\n<meta property=\"og:description\" content=\"A biztos\u00edt\u00f3k \u00e9s a neobrokerek sz\u00e1m\u00e1ra az Altersvorsorgedepot komoly versenyt\u00e9nyez\u0151v\u00e9 v\u00e1lik. 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